Loading...
Loading...
Publication duties
Under CRR Article 434, institutions other than small and non-complex ones submit Pillar 3 information to the EBA electronically. The EBA runs the single access point and the archive. A firm may still publish a standalone report on its own site and link to the data hub.
A reference note from Dan Malone, who builds software products.
The rule
“EBA shall provide for a single access point for institutions’ disclosures and shall make available on its website an archive of the information required to be disclosed in accordance with this Part.”
The facts
| Field | Value |
|---|---|
| Who submits | Institutions other than small and non-complex institutions submit all Title II and III disclosures to the EBA in electronic format. Source |
| Submission date | Submission is due no later than the publication date of the matching financial statements or reports. If that is not possible, submit as soon as possible after. Source |
| Remuneration data | Article 450 remuneration information may go to the EBA separately. The limit is two months after the yearly financial statements appear. Source |
| Who holds the archive | The EBA provides the single access point and the archive. The archive stays accessible for at least the national storage period for financial report information. Source |
| Own website is optional | A firm may still publish a standalone Pillar 3 document, or a marked section of its financial report. It may also link to the EBA site. Source |
| Who owns accuracy | Ownership of the data and responsibility for its accuracy stay with the institution that produced it, not with the EBA. Source |
| Small and non-complex firms | Small and non-complex institutions do not submit. The EBA publishes their disclosures from the supervisory reporting made under Article 430. Source |
| Delay limit | Any delay between the disclosure and the related financial statements must be reasonable. The competent authority sets the outer timeframe under Article 106 of Directive 2013/36/EU. Source |
| Frequency | Large institutions disclose all Part Eight information every year. Named items are also due every six months, and a smaller set every quarter. Non-listed large institutions that are not G-SIIs disclose less often. Source |
| Data hub go-live | The EBA Pillar 3 data hub went live on 28 January 2026. Large and other institutions started submitting on 26 January 2026. Source |
| File formats | Quantitative data goes to the EBA in XBRL-CSV, in currency units. Qualitative data goes in the PDF report. The EBA does not round figures. Source |
| Contact people | Institutions nominate three contact persons and send contact information every year by 31 January. Email domains of outside providers are refused. Source |
The artefact
What goes wrong
/01
The disclosure appears weeks after the financial statements, past the timeframe the competent authority sets
/02
Old reference dates are deleted from the site, so the firm page is thinner than the EBA archive for the same period
/03
The PDF on the website and the XBRL-CSV sent to the EBA carry different figures
/04
Monetary values are truncated to millions in the XBRL file instead of reported in currency units
/05
Reports for the 2025 transitional reference dates stay on the website and never reach the data hub
/06
Files sit behind a login, a search form, or a dead link, so a reader cannot open them
/07
Contact person emails use an outside provider domain, so onboarding is refused
Who supplies this
Regulatory reporting vendor with a dedicated Pillar 3 Data Hub topic page and P3DH submission tooling.
https://www.regnology.net/en/resources/regulatory-topics/pillar-3-data-hub-p3dh/
Regulatory reporting software firm for banks, covering CRR reporting and prudential disclosure data.
https://www.suade.org/
Disclosure management platform used to produce XBRL tagged regulatory and financial reports.
https://www.workiva.com/
XBRL specialist building taxonomy and validation tools for regulator filings.
https://www.corefiling.com/
Send the duty, the deadline and where it has to sit. What comes back is a written scope for the page, or a straight answer that you do not need one.
Send the briefLast checked 2026-09-01 · Published 2026-09-01
This page is reference material, not legal advice. Your advisor owns what applies to you.